Last Updated: March 27, 2026
Introduction
Welcome to J3 Consulting. These Terms and Conditions ("Terms") govern your use of our website and services. By accessing or using our services, you agree to be bound by these Terms.
Use of Services
J3 Consulting provides business financing services, including but not limited to working capital loans, revenue-based financing, equipment financing, and strategic consulting. Our services are intended for businesses and business owners only.
Eligibility
You must be at least 18 years old and authorized to represent your business to use our services. By submitting an application, you represent and warrant that all information provided is accurate and complete.
Application Process
Submission of a financing application does not guarantee approval. All applications are subject to review and approval based on our underwriting criteria. We reserve the right to request additional information or documentation as needed.
SMS/Text Messaging Terms
By opting in to SMS communications from J3 Consulting, you agree to receive text messages at the mobile number provided, including messages sent via automated telephone dialing system (ATDS). These messages may include customer care, account-related communications, and promotional/marketing content. Consent is NOT a condition of purchase.
Message Frequency: Message frequency varies; you may receive up to 4 messages per month.
Rates: Message and data rates may apply based on your mobile carrier's plan.
Opt-Out: Reply STOP at any time to unsubscribe from SMS messages. You will receive a confirmation message.
Help: Reply HELP for more information or contact us at john@the-j3-consulting.com.
Carrier Disclaimer: Carriers are not liable for delayed or undelivered messages. Supported carriers include major U.S. carriers.
Privacy and Data Protection
Your use of our services is also governed by our Privacy Policy. Please review our Privacy Policy to understand our practices regarding your personal information.
Intellectual Property
All content on this website, including text, graphics, logos, and images, is the property of J3 Consulting and protected by intellectual property laws. You may not use, reproduce, or distribute any content without our prior written permission.
Limitation of Liability
To the fullest extent permitted by law, J3 Consulting shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising out of or relating to your use of our services.
Indemnification
You agree to indemnify and hold harmless J3 Consulting and its officers, directors, employees, and agents from any claims, damages, or expenses arising from your use of our services or violation of these Terms.
Third-Party Links
Our website may contain links to third-party websites. We are not responsible for the content, accuracy, or practices of these third-party sites. Your use of third-party websites is at your own risk.
Governing Law
These Terms shall be governed by and construed in accordance with the laws of the United States, without regard to its conflict of law provisions.
Dispute Resolution
Any disputes arising from these Terms or your use of our services shall be resolved through binding arbitration in accordance with the rules of the American Arbitration Association.
Changes to Terms
We reserve the right to modify these Terms at any time. Changes will be effective immediately upon posting to this page. Your continued use of our services after any changes constitutes acceptance of the new Terms.
Severability
If any provision of these Terms is found to be invalid or unenforceable, the remaining provisions shall remain in full force and effect.
Entire Agreement
These Terms, together with our Privacy Policy, constitute the entire agreement between you and J3 Consulting regarding your use of our services.
Contact Information
If you have any questions about these Terms, please contact us at:
J3 Consulting
Email: john@the-j3-consulting.com