Last Updated: March 27, 2026
Introduction
J3 Consulting ("we," "us," or "our") is committed to protecting your privacy. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website or use our services.
Information We Collect
We may collect information about you in a variety of ways. The information we may collect includes:
- Personal Data: Name, email address, phone number, business information, and other contact details you voluntarily provide to us.
- Financial Information: Business financial data, credit information, and other details necessary to evaluate financing applications.
- Usage Data: Information about how you access and use our website, including your IP address, browser type, and pages visited.
How We Use Your Information
We use the information we collect to:
- Process and evaluate financing applications
- Communicate with you about our services
- Send you updates, promotional materials, and other information (with your consent)
- Improve our website and services
- Comply with legal obligations
SMS & Text Messaging Policy
J3 Consulting offers SMS messaging services for customer care, account-related communications, and promotional/marketing purposes. By opting in, you consent to receive text messages sent using an automated telephone dialing system (ATDS). Consent is NOT a condition of purchase.
Message Frequency: Message frequency varies; you may receive up to 4 messages per month.
Rates: Message and data rates may apply.
Opt-Out: Reply STOP at any time to opt out of receiving SMS messages from J3 Consulting.
Help: Reply HELP for assistance or contact us at john@the-j3-consulting.com.
Privacy Protection: No mobile information will be shared with third parties/affiliates for marketing/promotional purposes. All the above categories exclude text messaging originator opt-in data and consent; this information will not be shared with any third parties.
Carrier Liability: Carriers are not liable for delayed or undelivered messages.
Disclosure of Your Information
We may share information we have collected about you in certain situations:
- Business Partners: We may share your information with lending partners and financial institutions to process your financing application.
- Service Providers: We may share your information with third-party service providers who perform services on our behalf (e.g., payment processing, data analysis).
- Legal Requirements: We may disclose your information if required to do so by law or in response to valid requests by public authorities.
Important: We do not sell, rent, or share your mobile phone number or SMS opt-in data with third parties for their marketing purposes.
Security of Your Information
We use administrative, technical, and physical security measures to protect your personal information. However, no security system is impenetrable, and we cannot guarantee the security of our systems 100%.
Your Privacy Rights
Depending on your location, you may have certain rights regarding your personal information, including:
- The right to access your personal information
- The right to correct inaccurate information
- The right to request deletion of your information
- The right to opt-out of marketing communications
Third-Party Websites
Our website may contain links to third-party websites. We are not responsible for the privacy practices or content of these third-party sites.
Children's Privacy
Our services are not intended for individuals under the age of 18. We do not knowingly collect personal information from children.
Changes to This Privacy Policy
We may update this Privacy Policy from time to time. We will notify you of any changes by posting the new Privacy Policy on this page and updating the "Last Updated" date.
Contact Us
If you have questions or comments about this Privacy Policy, please contact us at:
J3 Consulting
Email: john@the-j3-consulting.com